KENYA FINTECH OF THE YEAR | Made in Kenya with ❤️

Embedded Finance for Africa

e-COMMERCE | PAYMENTS | REMITTANCE | INSURANCE | SAVINGS | WEB3

why hela.money?

The only fintech app you’ll ever need

one financial super app for all your needs

Remittance Account

Send Payments to Any African Country

Insurance Account

Get the best insurance products from Africa’s Leading Insurance Company

Savings Account

Embedded Savings Account with strong financial partners

Flexible Virtual Cards

Get your free Virtual Card Instantly

Super convenient wallet

You can view your account balances, transaction history, and statements, and even set up custom alerts to help you stay on top of your finances.

Pay any business in Africa

We make it easy for you to pay any business in Africa

Send Money in Africa

We help you send money to your loved ones in Africa

Web3 Connection

Fund your wallet with stablecoins

Be in complete control over your money

Our online banking platform is protected with the latest encryption technology and multi-factor authentication, giving you peace of mind when managing your finances.

Virtual or physical ⎯ it’s your choice

Whether you’re at home, at work, or on the go, our online banking platform is accessible from your computer, tablet, or mobile device. With our mobile banking app, you can even deposit checks and manage your accounts on the go.

"Our vision is not only financial inclusion for Africa but also financial participation by giving Africa access to all financial tools in one app "

Fridah Karani, CO FOUNDER

Wallet Integrations

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Make secure payments in stores, online, and in apps with just a touch of your Apple device.

Easily link your PayPal account to your online banking for seamless and secure online payments.

Accept payments from customers around the world directly from your online banking platform.

Easily and securely transfer funds to over 70 countries around the world at competitive rates.